World According to Shia

So, today I feel so grown-up. As you we all know, I am working on the J Fund. Saving money is my M.O. now. Well, I was banking with Wachovia getting 0.05% annual interest....so um like NONE! I went to Wachovia (since I work in the dang building) and asked for an account with some better rates for my dear J Fund. Well first off, I felt like I was being help by the equivalent of a used car salesman. Second, he said oh let me check with/email my "DM" to see if I can get you 0.75% and if not it would be 0.10%. I said well send the email. Then he said that he needed to speak with the CEO...(who was one cubical away. Really he's the CEO? RRRRRRRRRIGHT!) He comes back in literally like one second and says oh he was on the phone but he told me that I can't send the email. He said let me know if you decide to close your account and I'll get you the cashier's check. So I left. Determined that I was going to find a new home for my J Fund. I looked up some ...

Okay I am posting this to brag....January spending...I had a budget and drum roll...it was MET! YAY! Seriously were there categories of overages, yes unfortunately..HOWEVER...there were categories that were under ...HOLLA! So budgeting takes serious effort and control on my part however I think I have proven to myself that YES I, Shia Shopaholic, can save cizash (that is ghetto for CASH, sometimes I wonder if my mom has any idea of what I am talking about on here...lol (mom that means laugh out loud))! I have my notebook all geared up for February and so far we're off to a good start. Seriously though, when I am rich and diving into my money like Scrooge McDuck never fear I won't forget about you followers...my blog will always be here. (Taller did you just groan...yes more WORDS to come!)

So as we all know from my previous blogs I have decided to tighten the purse strings....yesterday I met up with a friend to exchange Christmas gifts and then do a little shopping. I am happy to report I spent $0.00!! I'm telling you this new found obsession with increasing the Jew Fund (my savings account nickname dubbed by Taller) has given me a whole new outlook on actually buying stuff. I now look at it like ...REALLY? Is this worth it? Okay here is an example of what I am talking about. I was at World Market and they had this little stationary section 40% off. I am a SUCKER for those little diary books, planners and such. Well there was this one little book that when you opened it it was a file folder system on one side and a little notepad on the other. I, of course, found this magical. Then I remembered...wait. I already have the CUTEST coupon book. I made it! So back down on the table it went! I will post some pics of it later today. Too lazy to dig for the came...

8.29 (Lunch with Jenn B because Taller ditched me...something about Hey Zeus but whatever) 5.35 (Walgreens - Cough Med, Cough Drops and OJ for me...BOO PAUL BOO) ____ $13.64! REALLY?

Before I post my spending from Wednesday...let me just say...that Paul being a baby...I mean sick has really put a damper in my week. First the Publix purchase and now this... 15.48 Steak-n-Shake BOO PAUL BOO!

$0.00! YAY!!!

So every car I have ever owned has perished in some big catastrophe that wasn't my fault and in the end I am the one that gets SCREWED! Finally, Mellishia has received some justice. I have a new VW Jetta and it was dinged in the parking lot by a work truck's door. There's a small dent and a few scratches. I was told by this construction company to go to a particular car repair shop and get an estimate and that they would cut me a check for the amount of damage. Well Saturday in the crappy rainy cold holiday traffic I drove over to Orange Park to get the estimate. Well like typical car shops the guy overestimated me (the girl) and said that it is 705.00 worth of damage. Once I received this estimate I was pretty positive that my chances of getting the check cut directly to me were over. I was sure they were going to say that it was too much and that they are going to have to submit it to their insurance. So with reluctance I email the woman I have been dealing with ...

So Monday expenditures.... $2.29 Sbux (tea refill & cookie in repayment for Alex's help unpacking) $0.54 Sbux (tea refill) $31.48 Publix (cold meds for Paul, soup for Paul) ______ $34.31 DANG being sick is EXPENSIVE!

Okay so this weekend was the BIG test! Guess who passed? THIS GIRL! These are my weekend purchases.... $16.89 at Publix (Bread, Milk, Taco Fixings) $3.15 at Blockbuster (Season 4 of Entourage) $30.00 Gas for the week So when setting up my budget Gas, Groceries and Bills are necessary expenitures...so as you can see...I only spent 3.15!!! That is a Mellishia World Record!!

So I've spent like 4 hours going over my bank statements. Let me just say I didn't have dinner because I lost my appetite. Seriously, I thought that I have been doing well. I mean my savings account increased over the month so all is good right? WRONG! I WASTE SO MUCH MONEY!!!! Paul is of course like where does the money go? What do you do? I said...woah let's not go there. I don't need a lecture on how I need to spend less. So I've said this in the past (ahem Taller, I know what you are thinking...wait did you stop reading...too many words...if only I could make my blog shiny....) but I am totally serious now. I am going on a cleansing. My bank account is on a diet. But instead of losing "weight" I plan on packing on the pounds ... well dollars in the US... ha ha that was my British joke. I think I will go through serious withdrawals over the next few weeks but hopefully I will make it through alive. PRAY FOR ME TALLER!!